Understanding the Impact of Home Renovations on Your Home Insurance Home renovations are exciting, whether it's a small upgrade or a major overhaul. While enhancing your home's aesthetics and functionality, it's crucial to consider the implications these changes might have on your home insurance. Renovations can significantly impact your coverage, and being aware of these [...]
Simplify Your Space: Effective Ways to Declutter Your Home Clutter can weigh us down, impacting our mental clarity and the overall ambiance of our living spaces. Decluttering isn't just about tidying up; it's a way to create a harmonious environment that promotes calmness and productivity. Here are some practical steps to help you streamline and [...]
Understanding Home Insurance Exclusions: What Isn't Covered? Home insurance serves as a safety net, providing peace of mind against unexpected damages or losses. However, understanding the fine print of your policy is crucial to avoid surprises when making a claim. While home insurance typically offers a wide range coverage, there are some common exclusions that [...]
Why have premiums gone up so much in the past few years? You may have seen in the news or from the likes of Martin Lewis that Home Insurance premiums have risen dramatically over the last few years. In this post, we'll explore some of the possible reasons and the history around this. Changes [...]
What is Flood Re? If you’re reading this article, then you might have heard of the government scheme called Flood Re. As the name suggests, it relates to flood insurance and in this post we’ll go into a bit of detail on how it all works and the benefits of the scheme. Why was [...]
Saving your home from winter damage Cold weather can play havoc with your property, so it is worth protecting your home to prevent any major damage. Keep your central heating on In particularly cold weather it pays to keep your central heating on constant, not on a timer, in every room, if possible. If you [...]
How to take care of your plumbing and pipes Plumbing problems can cause a lot of heartache for homeowners, especially in winter. Follow our tips to help you avoid blocked drains, burst pipes and leaky plumbing all year round. As with anything else that ticks along, quietly doing its job behind the scenes, we never [...]
Common questions about auto-renewal Whenever you take out home insurance, you should be given a choice about whether you want the policy to renew automatically or not in a year’s time. Every insurer should also give you a way to change these preferences at any time. But what is auto-renewal and should you choose it [...]
What is Accidental Damage cover? Accidents can and do happen, and they’re not always hassle-free to recover from. Even comparatively small accidents could cause a noticeable unexpected cost. If one of your reasons for taking out home insurance is the peace of mind that things like this will be sorted without the stress, then accidental [...]
What is travel insurance? If you’re reading this post you might be a bit confused about what travel insurance is for and why you might want to consider getting some before you next holiday. We’ll go through everything you need to know to make a decision and cover off some of the most common questions. [...]
What is Legal Expenses cover? Commonly appearing as an add-on for both home and car insurance policies, it often doesn’t cost very much, but is it something you should consider? Should you ever become involved in a legal case, the fees can become quite costly. We go through some key questions to help you decide [...]
What is Personal Belongings cover? As we’ve covered before in posts like our Guide to Contents cover, your things aren’t covered under your insurance away from the home automatically. Though most providers do offer an option to cover this, but it may vary how much and whether you have to tell them about any of [...]
What makes up a rebuild calculation for a property? When taking out insurance for your Buildings & Contents, you need to make sure you’ve got the right level of cover in place to replace everything if the worst were to happen. For your contents, it can be slightly easier to understand the amount you need, [...]
Do I really need a valuation? Whether it be for a special occasion or as a family heirloom, some of us may be lucky enough to have items of jewellery that are worth a lot of money. In these cases, you need to make sure you have adequate insurance in place for them. How much [...]
The most common questions on EU travel answered Over the last year, there has been a lot of confusion and noise around travelling to Europe as Covid rules changed, and the UK’s departure from the EU caused further frustration for travellers with passport validity. We have answered some of the most common questions to help [...]
Why has my premium gone up? The cost of living crisis is affecting households across the UK, and like most things insurance premiums are continuing to go up. However, insurers often won’t tell you why, so let’s look at a few possible reasons why you might have seen the cost of your policy go up [...]
Getting you back in your home Having your home flooded can be extremely traumatic and when looking at the damage you might wonder exactly how you’re going to get everything back to normal. Well, that’s exactly where we come in. To help you understand the process we go through to repair your home, we’ve created [...]
How to protect your garden in winter When the temperature drops, it’s time to get your woollies out, crank up the heating and get cosy – but have you spared a thought for your garden? Your precious plants need a little attention at this time of year to keep them in tip-top condition ready for [...]
Heating bills and how to keep them down We all crave the comfort of a warm home and a hot bath or shower but the rising costs of having central heating are becoming a difficult pill to swallow for the essentials of central heating and hot water. With prices for gas, electricity or, like 3.5m [...]
The most common causes of roof leaks How can we make sure our homes are prepared for adverse weather conditions? A huge 20% of home insurance claims are roof-related, so here’s some help to prevent it happening to you. Roof leaks often go unnoticed for sometime because damp can build up slowly, especially when the [...]
Choosing the best home security systems It’s important to feel safe and there are many ways to help keep your home secure. We run through the main home security products available to help you pick the right one to keep you, your family and your belongings safe and secure, whether you’re home or away. Protecting [...]
Common fire hazards in the home Not all house fires are caused by accidents in the kitchen or carelessness with candles. We’ve picked out some of the more unexpected fire hazards that you should be aware of, from decorative fairy lights to a build-up of crumbs in the toaster. In the Living Room Household wiring [...]
The most effective door locks to protect your house When it comes to securing our homes, we tend to think of extravagant steps like security lights, alarm systems and cameras. But the first step when it comes to home security is your front door lock. When you apply for home insurance, you’ll be asked to [...]
Moving house with your pet Moving house is an exciting moment for the whole family but it could be stressful for your pet. A big change like a house move could lead to behavioural or anxiety problems. However, with a little preparation and consideration you can make things much easier for your dog or cat [...]
Quick tips for baby proofing a home A baby’s life is full of exploration, but sometimes that can lead them into some dangerous situations. No parent wants to be constantly paranoid of their child hurting themselves, which is why baby proofing your home, even before they start crawling around, is so important and may save [...]
Home Decorating Tips Planning on giving your home a little spruce this summer? Here are some handy tips on how to remove old ugly wallpaper and revamp a tired looking fireplace. Stripping wallpaper Removing wallpaper is a tedious job - but with a few handy tips, it doesn’t have to be a nightmare. The key [...]
Why do the new FCA pricing rules matter? As of January 2022, the Financial Conduct Authority implemented a change that meant insurers must always charge renewing customers the same or less than an ‘equivalent new business customer’. This month is the deadline for companies to attest that they have been complying with this. But what [...]
What do the FCA's rules on 'fair value' mean? A few months ago the Financial Conduct Authority’s measures came into effect to make insurers demonstrate that they provide ‘fair value’ to customers. But what does this really mean and how will it affect you? What is ‘fair value’ and what is the change? In [...]
Guide to Home Sharing and Insurance Most consumers are unaware that by hosting paid guests in their homes, through home sharing sites like Airbnb, they won’t be covered under their standard home insurance during any stays and it may even invalidate their cover entirely. In this guide we’ll go through the key information you need [...]
Our infographic below highlights some easy steps you can take to protect your pipes against freezing and bursting. Identifying potential hazards and taking action proactively can greatly reduce the risk during the colder months. Want more FREE tips for your home?Subscribe to our newsletter to be notified when we publish more useful free guides Name [...]
How to Celebrate Safely on Halloween and Bonfire Night Autumn’s festivities are nearly upon us so now’s the ideal time to remind yourself and others about how to stay safe. Despite most kids and adults enjoying Halloween and Bonfire Night safely, every year there are reports of accidents and injuries involving stray fireworks and burns [...]
Tips to detect and prevent escape of water in your home Have you heard the term ‘escape of water’ or read it in your home insurance policy but are not sure what it is exactly? We’re here to help. Escape of water is one of the most common home insurance claims we see and unfortunately, [...]
The Future of Energy Efficiency in the Home Have you ever considered reducing your carbon footprint and making your home more efficient? It’s not only kinder to the environment, but if you have some money to invest short term, there can be long term financial gains to be made as well. You can also make [...]
10 Tips for Protecting Your Home In Summer Summer is all about making the most of the good weather, enjoying the garden and escaping on holiday. Unfortunately, it’s also a peak time for burglaries. Opportunistic thieves take advantage of open windows and can spot the tell-tale signs of an absent house, so follow these 10 [...]
Essential Tenants’ Insurance Tips for Renters Moving into a new rental property and want to take steps to keep your possessions safe? We take you through the essential information for tenants to consider when taking out home insurance. Throughout the UK, house prices have been steadily rising, especially in the capital where getting on the [...]
Our infographic below highlights some easy steps you can take to protect your home and family against flood. Identifying potential hazards and taking action proactively can greatly reduce the risk should the worst happen. Want more FREE tips for your home?Subscribe to our newsletter to be notified when we publish more useful free guides Name [...]
Guide to Boiler Servicing Boilers are a critical part of our homes and one of the most common ways that we power our central heating and heat our water. That’s why it’s so important to make sure they’re working properly and to catch problems before they leave you in the cold. Our guide will cover [...]
10 Tips for Adding Value to Your Home It’s all very well spending hours watching Grand Designs and wishing we had the funds to create an amazing space for ourselves, or salivating over the latest room trends on Pinterest. But realistically, the only way most of us will achieve our ‘dream’ home is by years [...]
The Downside of Introductory Discounts Everyone loves a good deal, and hefty discounts have become particularly prevalent for insurance thanks to the rise of price comparison sites over recent years. But are they everything that they promise and should we be focusing on them as much as we do? Our article will highlight a few [...]
10 Important Questions to Ask When Buying a House It’s vital to know the right questions to ask when viewing a house in order to get all the information you need. Follow our 10-step guide to ensure you don’t get caught out by any nasty surprises when it’s too late to do anything about it. [...]
Everything you need to know about Home Emergency cover When applying for home insurance, many providers will offer add-on extras to extend the cover to other areas. One common extra for homeowners is Home Emergency cover, which can also be bought as a standalone policy. In this article, we’ll cover some common questions about Home [...]
Our infographic below highlights some easy steps you can take to protect you and your family from fire. Identifying potential hazards and taking action proactively can greatly reduce the risk of a house fire. Want more FREE tips for your home?Subscribe to our newsletter to be notified when we publish more useful free guides Name [...]
Everything you need to know about Contents cover When looking at home insurance, it can be divided into two sections – Buildings & Contents. Most people choose to take out combined policies covering both areas, while some opt for just Contents only cover. This is most common for renters or those living in flats. In [...]
Take a peek at one of the things you MUST know before taking out home insurance This post will cover whether you even need home insurance at all and how answering this question properly can help you in your comparisons. It's part of a series of secrets and tips from our free ebook '10 things [...]
Everything you need to know about Buildings cover When looking at home insurance, it can be divided into two sections – Buildings & Contents. Most people choose to take out combined policies covering both areas, while some opt for just Buildings only cover. This is most common to satisfy requirements for mortgage holders, as the [...]
Take a peek at one of the things you MUST know before taking out home insurance This post will cover 3 ways that you can save money on insurance, but also why you might not want to use them. It's part of a series of secrets and tips from our free ebook '10 things you [...]
Download your FREE copy of our guide to 10 things you MUST know before buying home insurance. This exclusive report contains 10 secrets and insights from an industry veteran that will help you navigate the minefield of buying insurance and give you the keys to understanding how it all really works. All this in a [...]
Top Tips for Deep Cleaning Your House You already use toothpaste twice a day in your bathroom but did you know that it can be used for more than just cleaning your teeth? There are lots of everyday products around the house that can be used for deep cleaning tasks. Read our ten tips below [...]
