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Travel Insurance

Affordable cover for all ages, conditions and destinations

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Overview

A holiday should be a relaxing break away from the stresses and strains of our daily lives. Emergency medical treatment abroad can be very expensive, so having the right cover will provide you with the peace of mind to let you get on with enjoying time with friends and family.

At coverbaloo, we aim to provide you with cover that is tailored to your individual needs and make sure that any pre-existing conditions are covered appropriately.

If you typically travel more than once per year, our annual multi-trip cover is perfect – it means you don’t have to sort out insurance for each individual trip and you can be covered before you’ve even booked your next holiday.

Our cover is open to all ages too – unlike many providers who have an upper age limit, there are several insurers we work with who are able to quote for single and annual policies with no age restriction.

Planning on taking a longer break? Many other providers limit you to a maximum trip length of 30 days. Our policy gives you the choice to increase your maximum trip length to up to 93 days on an annual policy, or up to 365 for single trip cover.

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Who can we cover?

Whether you're looking to cover just yourself, or your partner or family as well, we can help.

Individuals

We provide cover to suit your individual needs, from a solo break away, to gap years, to meeting up with a group of friends.

Couples

Whether it's a romantic city break or something more adventurous, we have an ideal range of cover for you as a couple.

Families

Focus on making those precious family memories knowing that you've protected what matters most when you're away.

What am I covered for?

We cover all the key parts of your trip before and after you've set off

Pre-existing Medical

Our team are well versed in handling pre-existing conditions, and with specialist cover that can handle virtually any condition, we’ll make sure you get the right cover at a reasonable price

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Pre-existing Medical

Our team are well versed in handling pre-existing conditions, and with specialist cover that can handle virtually any condition, we’ll make sure you get the right cover at a reasonable price


We’re able to consider any and all pre-existing conditions.

A pre-existing medical condition is usually described as an illness or injury that you had diagnosed before you take out your new Travel Insurance policy. These include things like Asthma, Diabetes and Cancer, as well as anxiety and depression.

You always need to declare any pre-existing conditions on your policy, or else you risk finding out you’re not covered when you come to claim.

If you have any questions or concerns, make sure to get in touch with our team of specialists at 0800 954 0178 who will make sure you get the right in place for your needs.

In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

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Single Trip

Suitable for trips up to 365 days long, with no upper age limit and all pre-existing conditions considered

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Single Trip

Suitable for trips up to 365 days long, with no upper age limit and all pre-existing conditions considered


  • Up to 365 days
  • No upper age limit
  • Cancellation cover up to £12,500 (£30,000 on referral) per person
  • Baggage cover up to £3,000 per person
  • Personal liability cover up to £2 million per person
  • All travel companions can be included in the same policy
  • Zero excess policies available
  • All pre-existing medical conditions considered
  • Emergency medical and repatriation expenses up to £15 million
  • 24/7 emergency medical assistance helpline – English speaking

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Annual Multi Trip

Trips up to 93 days long with unlimited trips within the policy year, and individuals can travel separately when named on the policy

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Annual Multi Trip

Trips up to 93 days long with unlimited trips within the policy year, and individuals can travel separately when named on the policy


  • Start your policy up to 90 days in the future
  • Cover for up to 93 days per trip (terms apply)
  • Unlimited number of trips in the UK, Europe and Worldwide in the cover period
  • Easy, fast, and accurate online medical screening
  • Everyone insured under the policy can travel independently
  • Zero excess policies available
  • Hundreds of Pre-existing medical conditions
  • Available for travellers of all ages
  • 24/7 emergency medical assistance
  • Medical expenses up to £15 million per person
  • Cancellation/Curtailment up to £12,500 per person
  • Personal Liability up to £2 million per person
  • Lost, damaged or stolen luggage up to £3,000 per person

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Cruise

Peace of mind at sea with specialist cruise cover including all pre-existing conditions and no upper age limit

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Cruise

Peace of mind at sea with specialist cruise cover including all pre-existing conditions and no upper age limit


When you’re sailing the seas you’ll want protection tailored to your cruise. Our policies (based on Avion Gold limits) include:

  • Cancellation cover up to £12,500 per person (up to £30,000 on referral)
  • Missed port departure up to £2,000
  • Cabin confinement up to £2,000
  • Unused excursions up to £1,000
  • Itinerary change up to £1,000
  • Cruise interruption up to £2,000

Even if you’re only going on a UK cruise, you’ll still need to consider the potential costs of private medical emergency treatment on board the ship or possible transfer to a mainland hospital, as this won’t be covered by the NHS.

Remember – most cruise companies now require you to evidence on boarding that you have cruise-specific travel insurance in place.

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Winter Sports & Golf

We can offer a range of tailored benefits to make sure your next trip to the slopes or the course isn’t a stressful one

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Winter Sports & Golf

We can offer a range of tailored benefits to make sure your next trip to the slopes or the course isn’t a stressful one


Extend your travel insurance to include winter sports activities with the following winter sports benefits:

  • Ski Equipment
  • Ski Hire
  • Delayed Ski
  • Equipment
  • Ski Pack
  • Piste Closure

Please refer to the policy wording for full information in respect of the cover provided.

 

Extends your policy to provide cover for golf equipment and non-refundable green fees.

Benefits are per person. Please see the policy wording for full details.

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COVID-19

All policies cover emergency medical and expenses related to contracting COVID-19 on your trip, and some cover cancellation due to illness or required self-isolation before your trip

Adventure Sports

Planning an adventure that’s a bit more thrill-seeking? Our policies can cover you for a wide range of different adventure activities and sports

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Adventure Sports

Planning an adventure that’s a bit more thrill-seeking? Our policies can cover you for a wide range of different adventure activities and sports


We can offer cover for a wide range of adventure activities and sports. All activities listed in Pack A are automatically covered as standard. If the activity you’re looking to do is in Pack B, then you’ll need to add this to your quote to be covered.

  • Amateur Sports – Aerobics, Archery, Badminton, Baseball, Basketball, Bowls, Cricket, Croquet, Curling, Fencing, Football, Golf, Jogging, Netball, Racquetball, Roller Blading, Roller Skating, Rounders, Snooker, Pool, Billiards, Skate Boarding, Squash, Surfing, Swimming, Table Tennis, Tennis, Ten Pin Bowling, Volleyball, Water Polo and Weightlighting only
  • Angling/Fishing
  • Banana Boating
  • Beach Games
  • Canoeing/River Canoeing (up to Grade 3)
  • Clay Pigeon Shooting
  • Cycling (other than specified)
  • Fell Walking/Fell running
  • Hiking (under 2000 metres altitude)
  • Jet Boating
  • Motorcycling up to 50cc (wearing a crash helmet and no racing)
  • Orienteering
  • Outwardbound Pursuits (ground level only)
  • Paintballing
  • Parascending/Parasailing (over water towed by boat)
  • Pony Trekking
  • Rambling (under 2000 metres altitude
  • Sail Boarding
  • Sailing/Dinghy Sailing within Territorial Waters (inland/coastal waters within 12 mile)
  • Snorkelling
  • Trekking (under 2000 metres altitude)
  • Tug of war
  • Underground activities (as part of an organised excursion/tour only)
  • War Games
  • Water Skiing (excluding jumping) – amateur only (inland/coastal waters within 12 mile)
  • Windsurfing – amateur only (inland/coastal waters within 12 mile)
  • Work Abroad – Non Manual Work (including professional, administrative or clerical duties only)

 

  • Aerial Safari
  • Boxing Training (no contact)
  • Bungee Jump (maximum 3)
  • Camel/Elephant Riding/Trekking (non-incidental)
  • Cycle Touring/Mountain Biking
  • Deep Sea Fishing
  • Dog Sledding
  • Go Karting (specific use)
  • Gymnastics
  • Hiking (between 2001 and 4000 metres altitude)
  • Hockey (amateur)
  • Horse Riding (no polo, hunting or jumping)
  • Hot Air Ballooning (non-incidental)
  • Hurling (amateur)
  • Hydro Zorbing
  • Jet Skiing (non-incidental)
  • Kayaking
  • Martial Arts (training only)
  • Motorcycling (up to 125cc with a licence appropriate to the cc, wearing a crash helmet and no racing)
  • Quad Biking
  • Rambling (between 2001 and 4000 metres altitude)
  • Rowing (inland/coastal waters within 12 mile)
  • Rugby (amateur Competition)
  • Safari (Tour operator organised and not involving use of firearms)
  • Scuba Diving (up to 30 metres as long as PADI qualified or equivalent to that depth and provided adequately supervised/not diving alone).
  • Track Events
  • Trekking (between 2001 and 4000 metres altitude)
  • White Water Rafting/Black Water Rafting (Grades 1 to 4 – life jacket and helmet must be worn)
  • Work Abroad – Manual work (ground level no machinery – other than specified)

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Lost/Delayed Luggage

Our policies can cover your bags if they’re lost, stolen, or damaged up to £3,000 per person

Cancellation or Curtailment

Need to cancel your trip before you’ve left or cut it short whilst you’re there? Our policies can offer up to £12,500 cover per person

Sort out your insurance as soon as you've booked the holiday
to make sure you benefit from cancellation cover before you leave

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How to Claim

We are here to help when things go wrong

In the event of a claim, all the numbers that you’ll need will be in your policy documents.

If in doubt, you can contact the team at Just Travel on 0800 954 0178 to discuss anything related to your travel insurance policy.

Opening hours
Monday – Friday 9am – 8pm
Saturday 9am – 4pm
Sunday 10am – 4pm

Frequently Ask Questions

If you don't find the answer to your question below, why not get in touch with us.

While you may be ready to travel again, we understand you may still be concerned about the impact coronavirus might have on your holiday plans. That’s why all of our policies include cover for emergency medical and associated expenses (including if you contract Coronavirus on holiday).

In addition we also have some schemes which can provide cover if you need to cancel your holiday because you contract coronavirus, or need to self-isolate before you travel.

*IMPORTANT: We’ll compare several insurers for you when you enter your details. Terms vary between each scheme. To make it clear what is covered in relation to coronavirus we have added a ‘Covid-19’ document to each scheme, which you can see alongside the price when you get a quote.

While the EHIC/GHIC card is very useful, it’s only about medical cover and only provides protection while travelling in Europe. An EHIC/GHIC only gives you access to state-run hospitals which, depending on where you travel to, can be far more limited. Even in a state hospital using an EHIC/GHIC, you may still have to pay a substantial amount in some countries.

The EHIC/GHIC gives valuable protection but it should never be seen as a substitute for travel insurance, which provides a much wider level of cover.

No, we are able to offer policies with no upper age limit.

Just Travel Cover are a travel insurance specialist and work with a panel of insurers in order to find you the perfect travel insurance. Their panel of insurers includes AXA, Infinity and AIG. They are an award-winning travel insurance provider covering all ages and risks with tailor-made schemes for the modern traveller. Established in 1999 and insuring more than one million passengers Just Travel work with a panel of insurers enabling them to compare prices quickly and easily with specialist cover for pre-existing medical conditions and cruises.

Yes! Wherever you’re going on holiday, don’t forget about your travel insurance. Remember that you will not be covered for travel to any country that the FCDO advise against travel, and note that on some annual policies there are some countries excluded so make sure to check your documents before travelling.

A pre-existing medical condition is usually described as an illness or injury that you had diagnosed before you take out your new Travel Insurance policy. These include things like Asthma, Diabetes and Cancer, as well as anxiety and depression.

You always need to declare any pre-existing conditions on your policy, or else you risk finding out you’re not covered when you come to claim. If you have any questions or concerns, make sure to get in touch with the team at 0800 954 0178.

Yes – we don’t need to know the names of your medications, only the names of your medical conditions. You may be asked how many medications you take for a particular medical condition.

To screen your medical conditions and provide an accurate travel insurance quote, we will need to know the name of the medical condition you have been diagnosed with. If you are unsure, please check with your doctor.

No, you won’t need to supply us or the travel insurance provider with a doctor’s certificate. Their medical screening questions will assess the severity of your medical condition. You just need to tell us the name of the medical condition and answer the questions honestly.

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