Lots of companies have different tiers of cover which can be confusing. We like to keep things simple, so we have one comprehensive policy for everyone. Just choose if you want Buildings, Contents, or both in one policy.
Our policy gives you £1 million cover for rebuilding your home against things like fire, storm, and floods. Remember that in most cases, the rebuild value is usually less than the market value of your property.
Our Contents cover will protect up to £100,000 of your treasured possessions, from your prized games console to the contents of your freezer. Hopefully that means you can kick back and enjoy them rather than having to get your calculator out.
Our handy table below will help you understand the key areas of our policy.
|Cover area||Cover level|
Covers the main structure of your home if you need to rebuild or repair it after a fire, flood or theft.
|Up to £1 million|
Covering the value of all your possessions in the home.
|Up to £100,000|
|Trace and Access|
Replacing any parts of the building that were removed to help get to escaping water.
|Up to £5,000|
In case you can’t live at your home while it’s being repaired after an insured event.
|20% of the maximum claim limit|
Covers damages and expenses for bodily injury caused to any person, or damage caused to physical property.
|Up to £2 million|
|Basic Accidental Damage to Buildings or Contents||✔️|
You can also tailor your policy by adding on extra peace of mind through our range of optional covers.
Option to cover your valuables and high risk items in or away from the home.
Option to enhance accidental damage cover for your buildings, contents, or both.
You might be wondering what makes us different. Like everything we do, we’ve tried to break it down into a few simple points.
We partner with some of the most respected insurers in the world to make sure that you have quality cover that suits you and is there when you need it most.
Paying monthly by direct debit? That’s free!
Need to change something on your policy? It won’t cost you anything extra.
Decide you want to cancel? We won’t charge you for that either.
Nobody likes surprises – that’s why we focus on quality cover and work with claims handlers who are some of the top in the UK for paying out.