Quality insurance without the hullabaloo

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Home Insurance
Quality insurance without the hullabaloo

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Get real peace of mind with a truly comprehensive policy

Quality cover as standard

Lots of companies have different tiers of cover which can be confusing. We like to keep things simple, so we have one comprehensive policy for everyone. Just choose if you want Buildings, Contents, or both in one policy.

Buildings Insurance

Our policy gives you £1 million cover for rebuilding your home against things like fire, storm, and floods. Remember that in most cases, the rebuild value is usually less than the market value of your property.

Contents Insurance

Our Contents cover will protect up to £100,000 of your treasured possessions, from your prized games console to the contents of your freezer. Hopefully that means you can kick back and enjoy them rather than having to get your calculator out.

Home insurance cover levels

Our handy table below will help you understand the key areas of our policy.

Cover level
Buildings Insurance
Covers the main structure of your home if you need to rebuild or repair it after a fire, flood or theft.
Up to £1 million
Contents Insurance
Covering the value of all your possessions in the home.
Up to £100,000
Trace and Access
Replacing any parts of the building that were removed to help get to escaping water.
Up to £5,000
Alternative Accommodation
In case you can’t live at your home while it’s being repaired after an insured event.
20% of the maximum claim limit
Personal Liability
Covers damages and expenses for bodily injury caused to any person, or damage caused to physical property.
Up to £2 million
Basic Accidental Damage to Buildings or Contents✔️

Want to read more detail? Take a look at our policy booklet

Optional Cover Extras

You can also tailor your policy by adding on extra peace of mind through our range of optional covers.


Valuables Cover

Option to cover your valuables and high risk items in or away from the home.

Accidental Damage

Option to enhance accidental damage cover for your buildings, contents, or both.


Home Emergency

Option to add £1,000 cover against sudden, unexpected events.


Legal Expenses

Option to protect
against legal costs
up to £50,000.

Why choose coverbaloo?

You might be wondering what makes us different. Like everything we do, we’ve tried to break it down into a few simple points.

Peace of mind

We partner with some of the most respected insurers in the world to make sure that you have quality cover that suits you and is there when you need it most.

No charges

Paying monthly by direct debit? That’s free!
Need to change something on your policy? It won’t cost you anything extra.
Decide you want to cancel? We won’t charge you for that either.

Always fair

Nobody likes surprises – that’s why we focus on quality cover and work with claims handlers who are some of the top in the UK for paying out.

Need some help?

Email: help@coverbaloo.co.uk

Call: 01904 476098 (Mon-Fri, 9-5)